Diamond Checking

Get a free high interest checking account with no minimum balance to earn rewards or monthly fee. We even refund ATM fees. It's easy to qualify!

• 2.02% APY* on balances up to $25,000 when qualifications are met
• 0.50% APY* on portion of balances over $25,000 when qualifications are met
• 0.10% APY* base rate if qualifications aren't met
• ATM fee refunds nationwide (up to $10 monthly)**
• No minimum balance to earn rewards
• No monthly service charge
• Unlimited check writing
• First debit card free
• First order of wallet checks free for new accounts (our selection)
• Free FSB Netbanking with Bill Pay
• Free 24-hour audio teller
• Free electronic statements with check images
• Overdraft Protection available - *Fees May Apply-See Local Branch for more Details*
• Direct Deposit available
• FDIC insured
• $100 to open

REQUIREMENTS:

• Agree to log onto your internet banking account on www.fsblouise.com and opt in to receive eStatements and annual disclosures electronically***

This account is our way of giving back to Louise, El Campo, Sweeny, Blessing, Wharton, Ganado, Bay City, Angleton, and the rest of the Southeast Texas communities we serve.

To get the Diamond Checking interest rate, simply do the following each monthly qualification cycle:

• Have at least 12 debit card purchases post and clear
• Have at least one automatic payment or direct deposit post and clear
• Receive e‐statement

*Minimum to open account is $100. Annual Percentage Yield (APY accurate as of 4/5/11). Rate tiers are as follows: 2.02% APY applies to balances of $.01 - $25,000 and 0.50% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.02% APY to 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. **ATM Fee reimbursements up to $10 each cycle. ***If you do not opt in this account to receive eStatements via The First State Bank internet banking site, www.fsblouise.com within 30 days of opening the account, this account will be converted to an Individual Checking account. You will be mailed new disclosures upon the account conversion.