Diamond Checking
- Summary
Get a free high interest checking account with no minimum balance or monthly fee. We even refund ATM fees. It's easy to qualify!
- 4.00% APY* on balances up to $25,000
- 1.01% APY* on portion of balances over $25,000
- 0.25% APY* base rate if qualifications aren't met
- ATM fee refunds nationwide (up to $10 monthly)
- No minimum balance
- No monthly service charge
- Unlimited check writing
- First debit card free
- First order of wallet checks free for new accounts (our selection)
- Free FSB Netbanking with Bill Pay
- Free 24-hour audio teller
- Free electronic statements with check images
- Overdraft Protection available - *Fees May Apply-See Local Branch for more Details*
- Direct Deposit available
- FDIC insured
- $100 to open
This account is our way of giving back to Louise, El Campo, Sweeny, Blessing, Wharton, Ganado, Bay City, and the rest of the Southeast Texas communities we serve.
*APY = Annual Percentage Yield. See "More Information" tab above for details.
- Qualifications
To get the Diamond Checking interest rate, simply do the following each month:
- Make 12 debit card transactions
- Set up one direct deposit or ACH auto debit
- Enroll and receive electronic statements
- Valid email address required
- More Information
Annual Percentage Yield (APY) accurate as of 2/5/09. Rate tiers are as follows: 4.00% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to portion of balances over $25,000 as long as qualifications are met each statement cycle. 0.25% APY applies to all balances if qualifications are not met. All balances will earn 4.00% APY to 1.01% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Available on Personal Accounts only.
