Phone: 979-648-2691

Diamond Checking

A free checking account that earns among the highest rates of interest in the industry -- now that's a thing of beauty! Tack on ATM fee refunds and no minimum balance, and it's clear how nothing can scratch the surface of this gem. Check out Diamond Checking from The First State Bank today.

Summary

Get a free high interest checking account with no minimum balance or monthly fee. We even refund ATM fees. It's easy to qualify!

4.00% APY* on balances up to $25,000
1.01% APY* on portion of balances over $25,000
0.25% APY* base rate if qualifications aren't met
ATM fee refunds nationwide (up to $10 monthly)
No minimum balance
No monthly service charge
Unlimited check writing
First debit card free
First order of wallet checks free for new accounts (our selection)
Free FSB Netbanking with Bill Pay
Free 24-hour audio teller
Free electronic statements with check images
Overdraft Protection available - *Fees May Apply-See Local Branch for more Details*
Direct Deposit available
FDIC insured
$100 to open

This account is our way of giving back to Louise, El Campo, Sweeny, Blessing, Wharton, Ganado, Bay City, Angleton, and the rest of the Southeast Texas communities we serve.

*APY = Annual Percentage Yield. See "More Information" tab above for details.

Qualifications

To get the Diamond Checking interest rate, simply do the following each qualification cycle:

Make 12 debit card transactions
Set up one direct deposit or ACH auto debit
Enroll and receive electronic statements
Valid email address required

More Information

Annual Percentage Yield (APY) accurate as of 2/5/09. Rate tiers are as follows: 4.00% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to portion of balances over $25,000 as long as qualifications are met each statement cycle. 0.25% APY applies to all balances if qualifications are not met. All balances will earn 4.00% APY to 1.01% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Available on Personal Accounts only.