Individual Checking Account | Louise - Bay City - El Campo - Wharton | TX | The First State Bank
The First State Bank - Friendliest Bank Anywhere

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Individual Checking


This checking account is all you need.

  • $100 to open
  • No Service Charge for accounts with Daily Balances $1,000 and higher
  • Activity Service Charge of $10 for accounts with Daily Balances under $1,000 each statement cycle
  • No Activity Service Charge for Owner account holders age 62 or over
  • Unlimited check writing
  • First order of wallet checks free (our selection)
  • First debit card free with new account
  • FSB Internet banking with Bill Pay
  • 24-hour audio teller
  • Monthly statement with imaged checks, also available online
  • Overdraft Protection available - *Fees May Apply-See Local Branch for more Details*
  • Direct Deposit available
  • FDIC insured