Phone: 979-648-2691

Diamond Checking

A checking account that earns among the highest rates of interest in the industry — now that's a thing of beauty! Tack on ATM fee refunds (click "Learn More" for more details) and it's clear how nothing can scratch the surface of this gem. Check out Diamond Checking from The First State Bank today.


Get a high interest checking account with no minimum balance to earn rewards and no monthly service charge. We even refund ATM fees up to $10 monthly. It's easy to qualify!

This account is our way of giving back to Louise, El Campo, Sweeny, Blessing, Wharton, Ganado, Bay City, Angleton, Victoria and the rest of the Southeast Texas communities we serve.

To earn your rewards, simply do the following activities and transactions in your Diamond Checking account each monthly statement cycle:

*APY=Annual Percentage Yield. APYs accurate as of 04/11/2017. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) balances up to $25,000 receive APY of 1.00%; and (2) balances over $25,000 earn 0.10% interest rate on portion of balance over $25,000, resulting in 1.00% to 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. . Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.

Qualification Calendar
MonthQualification Begin Date Qualification End DateStatement Cycle Date
January 12/8/20161/7/20171/7/2017