Loan Payment Options

Paying Your First State Bank Loan

You can pay your First State Bank loan from another financial institution or from your First State Bank checking or savings account.
Not all loan types are available for self-service through FSB LoanPay.*

Select the appropriate tab below for details on how to pay your First State Bank loan.

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  • FSB LoanPay (For non-deposit customers)

    For customers without a deposit account or access to Online Banking, one-time loan payments can be made** by phone at (979) 648-2691 
    or via our FSB LoanPay portal. 

    It’s fast and easy!

    1. Use a checking account, savings account, debit card, or credit card from another financial institution to make this payment. 
    2. You will need your FSB loan number, as well as the login credentials for online banking at your other financial institution.
    3. Follow the FSB LoanPay portal instructions to make your payment and get payment confirmation. Get started here.

    FSB LOANPAY

    What you need to know:

    • There is a one-time convenience fee of up to $9.95.***
    • FSB LoanPay payments can be scheduled up to one week in advance.
    • By using FSB LoanPay you acknowledge that you are either the Primary or Co-borrower of BOTH  the loan being credited AND the account being debited.  
    • This method can only be used for customers from a non-FSB financial institution.
    • Payments received after 6:00 PM CST will be processed on the next business day. 
    • Payments may take up to one business day to post to your account.
    • Payment amounts can be up to $1,000 for debit and credit cards, $2,500 for ACH, and $5,000 via phone. 
    • If you believe a payment has been made in error, please contact us as soon as possible at (979) 648-2691.
  • Use Your Bank/Credit Union’s Bill Pay

    If you have Online Banking with Bill Pay at another financial institution, add your First State Bank loan as a payee. Be sure to include your First State Bank loan number. 

    Payment mailing address is:
    The First State Bank
    PO Box 5, Louise, TX 77455

  • Authorize The First State Bank to automatically withdraw payment from your bank or credit union account every month. Download and fill out this form, then mail it to: 

    The First State Bank
    Attention: Note Department
    PO Box 5, Louise, TX 77455
    or Fax it to (979) 648-2110

  • Mail a Check

    Pay your loan by mail with a check and a loan coupon. Mail your payment to:

    The First State Bank
    Attention: Note Department
    PO Box 5, Louise, TX 77455

    Send your check at least one week before your payment due date.

  • Log in to The First State Bank internet banking or mobile app and transfer money from your checking or savings account to your loan. You can even set it up to transfer your payments automatically.

    FSB INTERNET BANKING

    Haven’t signed up for internet or mobile banking yet? No problem! Contact us and we will help you get set up today.

  • 24-Hour Automated Response Unit

    Make a loan payment any time using The First State Bank Automated Response System by calling (979) 648-2132. You will need your First State Bank account number and PIN that was assigned when initially enrolling into the Automated Response Unit.

  • At a First State Bank Branch

    Make a payment at the drive-thru or teller line at one of our local branches.

*Those individual loan types available for self-service include: unsecured/secured, automobile, boat, motor, trailer, RV, CD/savings, residential mortgage, residential construction, and lot loans. For business loan payment options, please contact us at (979) 648-2691.
**You have the option to make a one-time immediate payment through the FSB LoanPay link or Register to schedule recurring loan payments.
***Customers who make a one-time immediate payment through the FSB LoanPay link will be assessed a fee of $4.95 for each transaction. Customers who register and schedule recurring transactions via ACH will not be assessed a fee. Customers who Register will be assessed a $2.95 fee to process the first transaction, with subsequent transaction processing at no charge. If you need assistance setting up a payment or registering through FSB LoanPay, please call us at (979) 648-2691. Payments requested to be processed over the phone by a bank representative with a non-FSB financial institution. Payments processed by ACH over the phone with a bank representative up to $5,000 will be assessed a fee of $9.95. Payments processed by debit card and credit card over the phone with a bank representative up to $1,000 will be assessed a fee of $9.95. Payments processed by debit card and credit card over the phone with a bank representative from $1,000.01 to $5,000 will be assessed a fee of 2% of the transaction amount.