Rates

To earn your rewards, simply do the following activities and transactions in your Diamond Rewards Checking account each monthly qualification cycle:

• Have at least 12 debit card purchases (minimum $10.00 each) post and settle
• Have at least one automatic payment or direct deposit post and settle
• +Online Banking required for eStatements. Failure to opt-in and receive statements electronically may result in a statement mailing fee, printed and postal mailed statements without check images, and an account switch requiring new disclosures.

*APY=Annual Percentage Yield. APYs accurate as of 03/08/2026. Rates may change after account is opened. Minimum to open is only $50. If qualifications are met each monthly qualification cycle: (1) balances up to $25,000 receive APY of 4.07%; and (2) balances over $25,000 earn 0.10% interest rate on portion of balance $25,000.01 and over resulting in 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly statement cycle. NOTE: Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. Fees such as non-sufficient funds and overdraft fees may reduce earnings.

($30,000 Minimum Balance)

($1,000 Minimum Balance)

($500.00 Minimum Balance)