Rates

Contact Us

Rates effective March 8, 2023

*APY = Annual Percentage Yield, which may be defined as "the percentage rate reflecting the total interest paid on the account, based on the rate and frequency of compounding for 365 day period." Fees could reduce earnings on the account. The interest rate and the annual percentage rate on variable rate accounts may change after the account is opened.

Expand All | Collapse All

  • Checking & Savings Accounts
    Diamond Checking* Interest Rate APY
    Reward Rate for balances up to $25,000.00 2.00% 2.02%
    Reward Rate for portion of balance $25,000.01 and over 0.10% 0.10%
    Standard Rate if qualifications are not met 0.01% 0.01%

    To earn your rewards, simply do the following activities and transactions in your Diamond Checking account each monthly qualification cycle:

    • Have at least 12 debit card purchases (minimum $10.00 each) post and settle
    • Have at least one automatic payment or direct deposit post and settle
    • Be enrolled and review eStatement notice

    *APY=Annual Percentage Yield. APYs accurate as of March 8, 2023. Rates may change after account is opened. Minimum to open is $100.00. If qualifications are met each monthly qualification cycle: (1) balances up to $25,000.00 receive APY of 1.01%; and (2) balances over $25,000.00 earn 0.10% interest rate on portion of balance over $25,000.00, resulting in 1.01% to 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings.

     

                      Platinum Business Checking                       Interest Rate APY
    $1,500.00 Minimum Balance 0.50% 0.50%

     

    Other Accounts Minimum Balance Interest Rate APY
    Tiered Money Market: Tier 1 $2,500.00 - $49,999.99 0.50% 0.50%
    Tiered Money Market: Tier 2 $50,000.00 - $99,999.99 0.75% 0.75%
    Tiered Money Market: Tier 3 $100,000.00 & Above 1.25% 1.26%
    NOW Account $1,500.00 0.02% 0.02%
    Savings $300.00 0.25% 0.25%
    UTMA Savings $50.00 0.25% 0.25%

     

  • 7 Months CD Special

    ($50,000 Minimum Balance)

                                                                                                                                         

    Term Interest Rate APY
    7 Months 4.00% 4.06%
  • CDs

    ($1,000 Minimum Balance)

    Term Interest Rate APY
    1 Month 0.30% 0.30%
    3 Months 0.65% 0.65%
    6 Months 1.90% 1.92%
    12 Months 2.40% 2.43%
    18 Months 2.40% 2.43%
    24 Months 2.50% 2.53%
    36 Months 2.60% 2.63%
    48 Months 2.60% 2.63%
    60 Months 2.65% 2.69%
  • IRAs

    ($500.00 Minimum Balance)

    Term Interest Rate APY
    12 Months 2.40% 2.43%
    18 Months 2.40% 2.43%
    24 Months 2.50% 2.53%
    36 Months 2.60% 2.63%
    48 Months 2.60% 2.63%
    60 Months 2.65% 2.69%

    Substantial penalty for early withdrawal on all CD's and IRAs

    Federal Income Tax penalties on early withdrawal may be applicable

    Rates subject to change

    FDIC insured