- About FSB
What Does The First State Bank Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requries us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or the service you have with us. This information can include:
- Social Security number
- Account balances
- Payment history
- Transaction or loss history
- Credit history
- Credit scores
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The First State Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does The First State Bank share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes - information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes - information about your creditworthiness||No||We don't share|
|For non-affiliates to market to you||No||We don't share|
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What We Do
How does The First State Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does The First State Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Apply for a loan
- Give us your contact information
- Provide your mortgage information
- Show your driver's license
We also collect your personal information from others such as credit bureaus.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and non-financial companies.
- The First State Bank has no affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies
- The First State Bank does not share with non-affiliates so they can market to you.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- The First State Bank does not jointly market.
Other Important Information
For Texas Customers: The First State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against The First State Bank should contact the Texas Department of Banking through one of the means indicated below:
- In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294
- Telephone: (877) 276-5554
- Fax: (512) 475-1313
- Email: firstname.lastname@example.org